Stack Toast vs Laravel Jetstream

Which Laravel Starter is Right for Your SaaS? (2025)

Last updated: September 10, 2025

Building a modern Software as a Service (SaaS) application involves putting together countless components. From payment processing and user authentication to admin dashboards and AI integrations, the list is extensive and time-consuming.

Given that these elements are foundational to virtually every SaaS, it doesn't make sense to continuously reinvent the wheel with each new project. Your time and resources are better allocated towards refining the core functionalities that make your SaaS unique.

Enter Laravel SaaS boilerplates...

If you're building a Laravel SaaS and choosing between Jetstream and Stack Toast, this guide shows the practical differences—and why many teams pick Stack Toast as the best Jetstream alternative when they need Teams, Billing, Admin, AI integration, and production-ready features out of the box.

Quick Verdict

Jetstream is excellent for lightweight auth when you'll build billing/admin later. Stack Toast is for teams who want to launch a production SaaS this week with 200+ features, AI integration, and everything needed for revenue from day one.

Who Each Starter is For

Choose Laravel Jetstream if...

  • ✅ You want Laravel's official, minimalist approach
  • ✅ You prefer Vue.js + Inertia.js frontend stack
  • ✅ You're building a simple app that might add billing later
  • ✅ You enjoy assembling your own billing, admin, and deployment pipeline
  • ✅ You want maximum flexibility to choose your own tools
  • ✅ You're comfortable with 2-3 months of additional development

Choose Stack Toast if...

  • ✅ You want to launch a revenue-generating SaaS in days, not months
  • ✅ You need AI integration with 100+ models (OpenAI, Claude, Gemini, etc.)
  • ✅ You prefer Blade + Alpine.js optimized for AI-assisted development
  • ✅ You want 4 payment processors (Stripe, Paddle, Lemon Squeezy, Coinbase) ready
  • ✅ You need comprehensive admin dashboard with MRR/ARR analytics
  • ✅ You want production deployment guides and CI/CD pipelines included
  • ✅ You're building with AI coding assistants like Cursor or Windsurf

Feature Comparison Matrix

Feature Jetstream Stack Toast
Payment Providers ❌ None (build your own) ✅ 4 processors ready
Subscription Management ❌ None ✅ Complete system
One-Time Payments ❌ None ✅ Full support
Admin Panel ❌ None ✅ Analytics dashboard
User Dashboard ⚠️ Basic profile ✅ Complete portal
Configuration Style ✅ Code-based ✅ Admin panel + code
Discounts & Coupons ❌ Manual setup ✅ Built-in system
Stats Dashboard ❌ None ✅ MRR, churn, LTV
AI Integration ❌ None ✅ 100+ models
Authentication Methods ✅ Email + 2FA ✅ Multi-method auth
Social Login ❌ Not included ✅ 4 providers built-in
Teams Management ✅ Basic teams ✅ Advanced teams
Multi-Tenancy ❌ Not supported ✅ Full architecture
Transactional Emails ⚠️ Basic emails ✅ Branded templates
Ready-Made Templates ❌ Frontend agnostic ✅ Complete templates
Blog System ❌ None ⚠️ Not included
Customizability ⚠️ Package-based ✅ Source code ownership
Documentation ✅ Laravel docs ✅ Guides + videos
Testing Coverage ⚠️ Basic tests ✅ 200+ tests
Laravel Version ✅ Laravel 11 ✅ Laravel 12

Key Differences Summary: Stack Toast provides 4 payment processors (Stripe, Paddle, Lemon Squeezy, Coinbase) with instant switching capability, while Jetstream requires 20-30 hours to build billing from scratch. AI integration is Stack Toast's biggest advantage - 100+ AI models through AI Cocktail vs no AI capabilities in Jetstream. Admin dashboard with business intelligence (MRR, churn, LTV analytics) comes built-in with Stack Toast vs building your own with Jetstream. Complete template system saves weeks of UI development compared to Jetstream's frontend-agnostic approach. Both support teams, but Stack Toast offers more comprehensive role management and multi-tenancy for B2B SaaS.

Time-to-Value: From `laravel new` to Production SaaS

The Jetstream Path (Estimated: 60-90 hours)

# Starting point
laravel new my-saas --jet --teams

# What you still need to build:

1. Billing System (20-30 hours)

  • • Integrate Stripe/Cashier
  • • Build subscription management
  • • Handle webhooks and failed payments
  • • Create invoice system

2. Admin Dashboard (15-25 hours)

  • • User management interface
  • • Analytics and reporting
  • • Subscription oversight
  • • Revenue tracking

3. Enhanced Features (15-20 hours)

  • • Advanced notifications
  • • File uploads and management
  • • API endpoints
  • • Security hardening

4. Production Deployment (10-15 hours)

  • • Server configuration
  • • CI/CD pipeline setup
  • • Monitoring and logging
  • • SSL and security setup

Total estimated time: 60-90 hours of additional development

The Stack Toast Path (Actual: 30 minutes)

# Download and extract Stack Toast
unzip stack-toast.zip
cd stack-toast

# Run the interactive setup
./configure-stacktoast.sh

# You're done! 🎉
# ✅ Billing system ready
# ✅ Admin dashboard live
# ✅ AI integration working
# ✅ Production deployment guides included

Best Jetstream Alternative (and Why)

Short answer: If you're building a production Laravel SaaS in 2025 and want Teams, Billing, AI integration, Admin dashboard, and deployment pipeline ready on day one, Stack Toast is the strongest alternative to Jetstream because it matches how successful SaaS teams actually ship—with AI-assisted development, multiple payment processors, and production-ready infrastructure baked in.

With Stack Toast, you start from a revenue-ready SaaS foundation:

AI-First Development

Unlike Jetstream's traditional approach, Stack Toast is optimized for AI coding assistants:

  • Cursor & Windsurf ready: Clean, predictable architecture that AI understands instantly
  • Zero ambiguity: Consistent patterns across 200+ features
  • AI Cocktail integration: 100+ AI models (GPT-4, Claude, Gemini, Stability AI) with unified API
  • Pipeline system: Chain AI operations (text → image → voice → video)

Revenue-Ready from Hour One

While Jetstream requires 20-30 hours of custom Stripe integration work, Stack Toast delivers complete revenue functionality immediately:

Instant Payment Processing

Complete subscription management with 4 payment processors (Stripe, Paddle, Lemon Squeezy, Coinbase Commerce) ready for global sales. Automated invoice generation with PDF creation, comprehensive coupon and discount management, and robust failed payment handling with recovery workflows. Switch between processors with a single configuration change.

Business Intelligence Dashboard

Real-time MRR, ARR, and churn analytics give you immediate insight into your business performance. Customer lifetime value (LTV) tracking helps you understand your most valuable customers, while revenue forecasting and trend analysis enable data-driven decisions. User behavior and engagement metrics provide actionable insights from day one.

Complete Admin Management

Full user and subscription management interface with search, filtering, and bulk operations. Refund processing, plan changes, and customer support tools built-in. Activity logging and audit trails ensure compliance and security. Professional email templates and notification systems maintain consistent brand communication.

Production SaaS Features

  • 4 Payment Processors: Stripe, Paddle, Lemon Squeezy, Coinbase Commerce
  • Complete Admin Dashboard: MRR, ARR, churn analytics, user management
  • Advanced User System: Activity logs, GDPR compliance, role management
  • Notification Engine: Email, in-app, push notifications with templates
  • Security Hardening: Enterprise-grade protection, rate limiting, audit trails

Built for Modern Laravel Development

Stack Toast embraces the Laravel 12 ecosystem that developers actually use:

  • Blade + Alpine.js: Perfect for AI-assisted development
  • Service-based architecture: Clean, maintainable, scalable code
  • Comprehensive testing: 200+ tests covering all business logic
  • Production deployment: Docker, CI/CD, monitoring guides included

Bottom line: Jetstream is excellent for learning Laravel or building simple apps. But if your goal is "launch a profitable SaaS this month", you'll ship 10x faster with Stack Toast's opinionated defaults, AI integration, and production-ready foundation.

The Features That Actually Matter for SaaS Success

When you're building a SaaS, there's a massive gap between "getting started" and "making money." Jetstream gets you started beautifully, but Stack Toast bridges that gap with features that directly impact your bottom line.

Multi-Payment Processor Support: Your Revenue Insurance Policy

Here's something most developers learn the hard way: payment processors can freeze your account without warning. It happened to us, and we watched weeks of zero revenue while scrambling to integrate a backup processor.

Stack Toast includes 4 payment processors out of the box:

  • Stripe (the gold standard)
  • Paddle (handles EU VAT automatically)
  • Lemon Squeezy (great for digital products)
  • Coinbase Commerce (crypto payments)

The magic? Switch between processors with a single config change:

// In your .env file
PAYMENT_PROCESSOR=paddle  # Switch from Stripe to Paddle instantly
// OR use the configure-stacktoast script

// In your code (no changes needed)
$subscription = PaymentService::createSubscription($user, $plan);
// Works with any processor automatically

Real talk: When Stripe froze our account for "review" (standard procedure for growing SaaS), we switched to Paddle in 10 minutes and kept making sales. That flexibility is worth the entire Stack Toast price.

AI Integration: The Future is Already Here

While other boilerplates are still figuring out basic auth, Stack Toast ships with AI Cocktail - a unified interface to 100+ AI models. This isn't just about ChatGPT integration; it's about building AI-native features that your competitors can't match.

What you can build in minutes:

// Generate personalized onboarding content
$welcome = Cocktail::chat("Create a welcome message for {$user->name} who works in {$user->industry}");

// Create custom graphics for user dashboards  
$chart = Cocktail::image("Professional chart showing {$data} in modern style");

// Generate voice tutorials
$tutorial = Cocktail::voice("Welcome to your dashboard, {$user->name}. Here's how to get started...");

The competitive advantage: While your competitors are still building basic CRUD apps, you're shipping AI-powered features that feel like magic to users. That's how you justify premium pricing.

Admin Dashboard: Know Your Numbers or Lose Your Business

Jetstream gives you user management. Stack Toast gives you business intelligence. There's a huge difference.

What Stack Toast's admin dashboard shows you:

  • MRR (Monthly Recurring Revenue) with trend analysis
  • Churn rate and which customers are at risk
  • Customer Lifetime Value to optimize your acquisition spend
  • Trial conversion rates to improve your funnel
  • Revenue by plan to see what's actually profitable

Why this matters: We've seen too many SaaS founders realize too late that their unit economics don't work. Stack Toast puts these metrics front and center so you can course-correct before burning through your runway.

Enterprise Security: Pass the Reviews That Matter

Here's what nobody tells you about selling to businesses: they'll send you a 47-page security questionnaire before signing any meaningful contract.

Stack Toast includes enterprise-grade security that passes these reviews:

  • SOC 2 Type II compliance ready features
  • GDPR compliance with data export/deletion
  • Activity logging for audit trails
  • Role-based permissions with granular controls
  • Two-factor authentication with backup codes
  • Session management with device tracking

The hidden cost: Building this yourself takes 40+ hours and requires security expertise. Getting it wrong costs you enterprise deals.

Notification System: Keep Users Engaged or Lose Them

User engagement is everything in SaaS. Stack Toast includes a multi-channel notification system that keeps users coming back:

  • Onboarding sequences that guide new users to success
  • Usage alerts when users hit plan limits (upsell opportunities)
  • Payment reminders that reduce involuntary churn
  • Feature announcements that drive adoption
  • In-app notifications with read/unread tracking

The retention impact: Proper notifications can improve 30-day retention by 25%. That's the difference between a growing SaaS and one that's bleeding users.

Frontend Stack: Built for AI Development

Here's where Stack Toast makes a controversial choice: Blade + Alpine.js instead of Vue + Inertia.

Why this matters for AI development:

  • Predictable patterns that AI coding assistants understand perfectly
  • Zero build complexity - no webpack configs or compilation issues
  • Server-rendered for better SEO and faster initial loads
  • Progressive enhancement - works without JavaScript

Real experience: Using Cursor with Stack Toast feels like pair programming with a Laravel expert. The AI suggests exactly the right patterns because the codebase is consistent and predictable.

Service Architecture: Code That Scales

Jetstream puts everything in controllers. Stack Toast uses a service-based architecture that keeps your code maintainable as you grow:

// Jetstream style (everything in the controller)
public function createSubscription(Request $request) {
    // 50+ lines of billing logic mixed with HTTP concerns
}
// Stack Toast style (clean separation)
public function createSubscription(Request $request) {
    $subscription = PaymentService::createSubscription(
        $request->user(), 
        $request->plan
    );
    
    return response()->json($subscription);
}

Why this matters: When you're adding features at 2am (and you will be), clean architecture is the difference between a quick fix and a debugging nightmare that breaks production.

Already Started with Jetstream?

Here's the completely honest truth about switching to Stack Toast:

The Reality

Stack Toast and Jetstream are completely different architectures. There are no migration tools, no conversion scripts, no automated processes. If you switch, you're starting fresh.

What Most Developers Actually Do

Smart developers don't abandon working Jetstream projects. Instead:

  1. 1. Finish your current project with Jetstream - Don't waste existing work
  2. 2. Choose Stack Toast for your next SaaS - Experience the difference immediately
  3. 3. Compare development speeds - You'll see why we're confident in our approach

The Exception: Very Early Projects

Switching might make sense if you're:

  • Less than 2 weeks into development
  • Haven't built any billing features yet
  • Struggling with the scope of what you need to build
  • Realizing you need AI features for competitive advantage

The Honest Trade-Off

If you do start over with Stack Toast:

  • 10x faster development for billing, admin, and AI features
  • Production-ready foundation instead of months of custom work
  • Lose existing progress - No way around rebuilding
  • Learning curve - New architecture patterns to understand

Bottom line: Keep your Jetstream project if it's working. Choose Stack Toast for your next SaaS when you want to ship in days, not months.

Detailed Feature Breakdown

1. Payment Provider Support

Jetstream: Provides no payment processing. You'll need to integrate Laravel Cashier and spend 20-30 hours building subscription management, webhook handling, and billing interfaces.

Stack Toast: Ships with 4 payment processors ready to go:

  • Stripe (the industry standard)
  • Paddle (handles EU VAT automatically)
  • Lemon Squeezy (great for digital products)
  • Coinbase Commerce (cryptocurrency payments)

The business advantage: Imagine waking up to find your Stripe account suspended for "review" (happens to growing SaaS companies). With Stack Toast, you can switch to Paddle in 10 minutes and keep making sales. With Jetstream, you're looking at weeks of zero revenue while building a new integration.

2. Admin Panel & Business Intelligence

Jetstream: No admin panel. You'll spend 15-25 hours building user management interfaces and basic analytics.

Stack Toast: Complete admin dashboard that shows what actually matters:

  • MRR (Monthly Recurring Revenue) with trend analysis
  • Customer churn rate and at-risk user identification
  • Trial conversion rates to optimize your funnel
  • Revenue by plan to see what's profitable
  • User activity tracking for engagement insights
  • Payment processor performance comparison

The reality: Most SaaS founders realize too late that they don't understand their unit economics. Stack Toast puts critical business metrics front and center from day one.

3. AI Integration & Future-Proofing

Jetstream: No AI capabilities. You'll need to research, integrate, and maintain connections to AI services yourself.

Stack Toast: Ships with AI Cocktail - unified access to 100+ AI models:

  • Text Generation: OpenAI GPT-4, Claude Opus, Gemini Pro, Grok
  • Image Creation: DALL-E 3, Stable Diffusion, Midjourney
  • Voice Synthesis: ElevenLabs, OpenAI TTS
  • Video Generation: HeyGen, Runway Gen-3

The competitive edge: While competitors build basic CRUD apps, you're shipping AI-powered features that justify premium pricing. Generate personalized content, create custom graphics, build intelligent assistants - all with simple API calls.

4. Configuration & Management Style

Jetstream: Code-based configuration. Want to change a plan price? Edit config files and deploy.

Stack Toast: Beautiful admin interface for everything:

  • Plan management with real-time pricing updates
  • Coupon creation with usage limits and expiration
  • Payment processor switching without code changes
  • User role management with granular permissions
  • Email template customization with brand colors

The efficiency gain: Non-technical team members can manage pricing, create promotions, and handle user issues without developer involvement.

5. Ready-Made Templates & Frontend

Jetstream: Frontend agnostic - you build all UI templates and pages yourself.

Stack Toast: Complete Blade template system covering every feature:

  • Authentication pages - Login, register, 2FA, magic links, social auth
  • User dashboard - Profile management, billing history, activity logs
  • Billing interfaces - Subscription management, payment methods, invoices
  • Admin panel - User management, analytics, subscription oversight
  • Email templates - Welcome sequences, payment confirmations, notifications
  • Landing pages - Pricing tables, feature showcases, checkout flows

The development reality: Instead of spending weeks designing and coding every page from scratch, you're customizing professional templates and focusing on your unique business features.

6. Transactional Email System

Jetstream: Basic Laravel notifications. You'll design and code all email templates yourself.

Stack Toast: Professional email system with beautiful templates:

  • Welcome sequences for new users
  • Payment confirmations with invoice attachments
  • Trial expiration reminders with upgrade prompts
  • Subscription changes with clear next steps
  • Failed payment recovery with retry links

The conversion impact: Professional emails improve user trust and reduce support tickets. Stack Toast's templates are based on high-converting SaaS email patterns.

Frequently Asked Questions

Q: When should I choose Jetstream over Stack Toast?

Jetstream is the better choice when you:

  • Want Laravel's official approach and don't mind building billing/admin yourself
  • Prefer Vue.js + Inertia.js and have strong frontend expertise
  • Are building a simple app that may never need subscriptions
  • Enjoy the development process of building infrastructure from scratch
  • Have 2-3 months for development before needing to launch
  • Want maximum flexibility to choose every tool and library

Q: Can I use React or Next.js with Stack Toast?

Yes! Stack Toast supports multiple frontend approaches:

  • Blade + Alpine.js (recommended for AI development and rapid prototyping)
  • API-only mode (perfect for React, Next.js, Vue, or mobile apps)
  • Vue + Inertia.js (full compatibility maintained)

The API-only mode provides complete REST endpoints for all features, making it easy to build any frontend you prefer.

Q: Does Stack Toast include a blog system like some other boilerplates?

No, and here's why: Your SaaS server should be 100% dedicated to paying customers.

A viral blog post could spike traffic, crash your server, and lock out paying users. We've seen SaaS companies lose thousands in revenue because a popular article overwhelmed their application server.

Our recommendation: Use WordPress, Ghost, or a headless CMS for your blog. Keep your SaaS server sacred for the features customers pay for.

Q: What about multi-tenancy support?

Stack Toast includes full multi-tenant architecture with:

  • Tenant isolation with separate databases or schemas
  • Team-based access control with granular permissions
  • Seat-based billing that syncs with payment processors
  • Tenant switching interface for users in multiple organizations
  • Admin oversight across all tenants

Perfect for B2B SaaS where customers need team collaboration and role management.

Q: How does Stack Toast handle Laravel framework updates?

Stack Toast advantage: We maintain the boilerplate and handle framework compatibility:

  • • ✅ Pre-tested upgrades before Laravel releases
  • • ✅ Framework upgrade guides for breaking changes
  • • ✅ Compatibility testing with beta releases
  • • ✅ Lifetime updates included with purchase

Jetstream reality: You're responsible for upgrading all your custom billing, admin, and deployment code with each Laravel version.

Q: Can I customize Stack Toast's design and branding?

Absolutely! Stack Toast provides:

  • • ✅ Full source code ownership - modify anything
  • • ✅ 6 pre-built themes with dark mode variants
  • • ✅ Tailwind CSS for easy customization
  • • ✅ Component-based architecture for targeted changes
  • • ✅ Brand color variables for quick theme updates

Unlike package-based solutions, you own the code completely and can customize without losing update compatibility.

Q: What's the learning curve like compared to Jetstream?

Jetstream: If you know Laravel, you know Jetstream. It follows standard Laravel patterns.

Stack Toast: Slightly steeper initial curve due to the service architecture, but:

  • Better long-term maintainability with clean separation of concerns
  • AI-assisted development makes learning faster with Cursor/Windsurf
  • Comprehensive documentation with video tutorials
  • Discord community for questions and support

Most developers are productive within 2-3 days and appreciate the cleaner architecture as projects grow.

Q: Is Stack Toast overkill for simple projects?

Possibly! If you're building:

  • Internal tools that will never need billing
  • Portfolio projects or learning exercises
  • MVPs where you want to build everything yourself
  • Projects with unlimited time and no revenue pressure

Then Jetstream's minimal approach might be perfect.

But if you're building a real SaaS that needs to generate revenue, Stack Toast's "overkill" becomes "exactly what you need" very quickly.

Q: How do I know if I'm ready for Stack Toast?

You're ready if you can answer "yes" to most of these:

  • • ✅ You've built at least one Laravel application before
  • • ✅ You understand MVC architecture and Laravel basics
  • • ✅ You need to launch a SaaS in the next 1-3 months
  • • ✅ You want to focus on business features, not infrastructure
  • • ✅ You're comfortable with service-based architecture
  • • ✅ You plan to use AI features or coding assistants

New to Laravel? Start with Jetstream to learn the framework, then switch to Stack Toast for your first real SaaS project.

Ready to Launch Your SaaS This Week?

Why Stack Toast is the Best Jetstream Alternative

If you need to ship a production SaaS quickly, Stack Toast eliminates 60-90 hours of development with:

  • • 🧠 AI-first development optimized for Cursor/Windsurf
  • • 💰 4 payment processors ready for global sales
  • • 📊 Complete admin dashboard with business analytics
  • • 🔒 Enterprise security and compliance features
  • • 🚀 Production deployment guides and CI/CD
  • • 🎯 200+ features that handle edge cases you haven't thought of
Laravel SaaS Boilerplate

Stack Toast

Laravel SaaS Boilerplate

From Jetstream to Revenue

Ready to graduate from Jetstream? Get Laravel 12, AI integration, payment processing, and 200+ features that actually work in 2025.

Laravel 12 Ready
AI Integration
4 Payment Processors
Production Ready

Everything You Need

200+ Ready Features
Pre-built & tested
100+ AI Models
Integrated & ready
4 Payment Gateways
Stripe, Paddle, Lemon Squeezy, Coinbase
0 Headaches
Just start building

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Why Compare Laravel Starters?

Choosing the right Laravel starter kit can save you months of development time. These detailed comparisons help you understand the trade-offs between different approaches, from minimal starters to comprehensive SaaS foundations. Make an informed decision based on your specific needs and timeline.