Building a modern Software as a Service (SaaS) application involves putting together countless components. From payment processing and user authentication to admin dashboards and AI integrations, the list is extensive and time-consuming.
Given that these elements are foundational to virtually every SaaS, it doesn't make sense to continuously reinvent the wheel with each new project. Your time and resources are better allocated towards refining the core functionalities that make your SaaS unique.
Enter Laravel SaaS boilerplates...
If you're building a Laravel SaaS and choosing between Jetstream and Stack Toast, this guide shows the practical differences—and why many teams pick Stack Toast as the best Jetstream alternative when they need Teams, Billing, Admin, AI integration, and production-ready features out of the box.
Jetstream is excellent for lightweight auth when you'll build billing/admin later. Stack Toast is for teams who want to launch a production SaaS this week with 200+ features, AI integration, and everything needed for revenue from day one.
Feature | Jetstream | Stack Toast |
---|---|---|
Payment Providers | ❌ None (build your own) | ✅ 4 processors ready |
Subscription Management | ❌ None | ✅ Complete system |
One-Time Payments | ❌ None | ✅ Full support |
Admin Panel | ❌ None | ✅ Analytics dashboard |
User Dashboard | ⚠️ Basic profile | ✅ Complete portal |
Configuration Style | ✅ Code-based | ✅ Admin panel + code |
Discounts & Coupons | ❌ Manual setup | ✅ Built-in system |
Stats Dashboard | ❌ None | ✅ MRR, churn, LTV |
AI Integration | ❌ None | ✅ 100+ models |
Authentication Methods | ✅ Email + 2FA | ✅ Multi-method auth |
Social Login | ❌ Not included | ✅ 4 providers built-in |
Teams Management | ✅ Basic teams | ✅ Advanced teams |
Multi-Tenancy | ❌ Not supported | ✅ Full architecture |
Transactional Emails | ⚠️ Basic emails | ✅ Branded templates |
Ready-Made Templates | ❌ Frontend agnostic | ✅ Complete templates |
Blog System | ❌ None | ⚠️ Not included |
Customizability | ⚠️ Package-based | ✅ Source code ownership |
Documentation | ✅ Laravel docs | ✅ Guides + videos |
Testing Coverage | ⚠️ Basic tests | ✅ 200+ tests |
Laravel Version | ✅ Laravel 11 | ✅ Laravel 12 |
Key Differences Summary: Stack Toast provides 4 payment processors (Stripe, Paddle, Lemon Squeezy, Coinbase) with instant switching capability, while Jetstream requires 20-30 hours to build billing from scratch. AI integration is Stack Toast's biggest advantage - 100+ AI models through AI Cocktail vs no AI capabilities in Jetstream. Admin dashboard with business intelligence (MRR, churn, LTV analytics) comes built-in with Stack Toast vs building your own with Jetstream. Complete template system saves weeks of UI development compared to Jetstream's frontend-agnostic approach. Both support teams, but Stack Toast offers more comprehensive role management and multi-tenancy for B2B SaaS.
# Starting point
laravel new my-saas --jet --teams
# What you still need to build:
Total estimated time: 60-90 hours of additional development
# Download and extract Stack Toast
unzip stack-toast.zip
cd stack-toast
# Run the interactive setup
./configure-stacktoast.sh
# You're done! 🎉
# ✅ Billing system ready
# ✅ Admin dashboard live
# ✅ AI integration working
# ✅ Production deployment guides included
Short answer: If you're building a production Laravel SaaS in 2025 and want Teams, Billing, AI integration, Admin dashboard, and deployment pipeline ready on day one, Stack Toast is the strongest alternative to Jetstream because it matches how successful SaaS teams actually ship—with AI-assisted development, multiple payment processors, and production-ready infrastructure baked in.
With Stack Toast, you start from a revenue-ready SaaS foundation:
Unlike Jetstream's traditional approach, Stack Toast is optimized for AI coding assistants:
While Jetstream requires 20-30 hours of custom Stripe integration work, Stack Toast delivers complete revenue functionality immediately:
Complete subscription management with 4 payment processors (Stripe, Paddle, Lemon Squeezy, Coinbase Commerce) ready for global sales. Automated invoice generation with PDF creation, comprehensive coupon and discount management, and robust failed payment handling with recovery workflows. Switch between processors with a single configuration change.
Real-time MRR, ARR, and churn analytics give you immediate insight into your business performance. Customer lifetime value (LTV) tracking helps you understand your most valuable customers, while revenue forecasting and trend analysis enable data-driven decisions. User behavior and engagement metrics provide actionable insights from day one.
Full user and subscription management interface with search, filtering, and bulk operations. Refund processing, plan changes, and customer support tools built-in. Activity logging and audit trails ensure compliance and security. Professional email templates and notification systems maintain consistent brand communication.
Stack Toast embraces the Laravel 12 ecosystem that developers actually use:
Bottom line: Jetstream is excellent for learning Laravel or building simple apps. But if your goal is "launch a profitable SaaS this month", you'll ship 10x faster with Stack Toast's opinionated defaults, AI integration, and production-ready foundation.
When you're building a SaaS, there's a massive gap between "getting started" and "making money." Jetstream gets you started beautifully, but Stack Toast bridges that gap with features that directly impact your bottom line.
Here's something most developers learn the hard way: payment processors can freeze your account without warning. It happened to us, and we watched weeks of zero revenue while scrambling to integrate a backup processor.
Stack Toast includes 4 payment processors out of the box:
The magic? Switch between processors with a single config change:
// In your .env file
PAYMENT_PROCESSOR=paddle # Switch from Stripe to Paddle instantly
// OR use the configure-stacktoast script
// In your code (no changes needed)
$subscription = PaymentService::createSubscription($user, $plan);
// Works with any processor automatically
Real talk: When Stripe froze our account for "review" (standard procedure for growing SaaS), we switched to Paddle in 10 minutes and kept making sales. That flexibility is worth the entire Stack Toast price.
While other boilerplates are still figuring out basic auth, Stack Toast ships with AI Cocktail - a unified interface to 100+ AI models. This isn't just about ChatGPT integration; it's about building AI-native features that your competitors can't match.
What you can build in minutes:
// Generate personalized onboarding content
$welcome = Cocktail::chat("Create a welcome message for {$user->name} who works in {$user->industry}");
// Create custom graphics for user dashboards
$chart = Cocktail::image("Professional chart showing {$data} in modern style");
// Generate voice tutorials
$tutorial = Cocktail::voice("Welcome to your dashboard, {$user->name}. Here's how to get started...");
The competitive advantage: While your competitors are still building basic CRUD apps, you're shipping AI-powered features that feel like magic to users. That's how you justify premium pricing.
Jetstream gives you user management. Stack Toast gives you business intelligence. There's a huge difference.
What Stack Toast's admin dashboard shows you:
Why this matters: We've seen too many SaaS founders realize too late that their unit economics don't work. Stack Toast puts these metrics front and center so you can course-correct before burning through your runway.
Here's what nobody tells you about selling to businesses: they'll send you a 47-page security questionnaire before signing any meaningful contract.
Stack Toast includes enterprise-grade security that passes these reviews:
The hidden cost: Building this yourself takes 40+ hours and requires security expertise. Getting it wrong costs you enterprise deals.
User engagement is everything in SaaS. Stack Toast includes a multi-channel notification system that keeps users coming back:
The retention impact: Proper notifications can improve 30-day retention by 25%. That's the difference between a growing SaaS and one that's bleeding users.
Here's where Stack Toast makes a controversial choice: Blade + Alpine.js instead of Vue + Inertia.
Why this matters for AI development:
Real experience: Using Cursor with Stack Toast feels like pair programming with a Laravel expert. The AI suggests exactly the right patterns because the codebase is consistent and predictable.
Jetstream puts everything in controllers. Stack Toast uses a service-based architecture that keeps your code maintainable as you grow:
// Jetstream style (everything in the controller)
public function createSubscription(Request $request) {
// 50+ lines of billing logic mixed with HTTP concerns
}
// Stack Toast style (clean separation)
public function createSubscription(Request $request) {
$subscription = PaymentService::createSubscription(
$request->user(),
$request->plan
);
return response()->json($subscription);
}
Why this matters: When you're adding features at 2am (and you will be), clean architecture is the difference between a quick fix and a debugging nightmare that breaks production.
Here's the completely honest truth about switching to Stack Toast:
Stack Toast and Jetstream are completely different architectures. There are no migration tools, no conversion scripts, no automated processes. If you switch, you're starting fresh.
Smart developers don't abandon working Jetstream projects. Instead:
Switching might make sense if you're:
If you do start over with Stack Toast:
Bottom line: Keep your Jetstream project if it's working. Choose Stack Toast for your next SaaS when you want to ship in days, not months.
Jetstream: Provides no payment processing. You'll need to integrate Laravel Cashier and spend 20-30 hours building subscription management, webhook handling, and billing interfaces.
Stack Toast: Ships with 4 payment processors ready to go:
The business advantage: Imagine waking up to find your Stripe account suspended for "review" (happens to growing SaaS companies). With Stack Toast, you can switch to Paddle in 10 minutes and keep making sales. With Jetstream, you're looking at weeks of zero revenue while building a new integration.
Jetstream: No admin panel. You'll spend 15-25 hours building user management interfaces and basic analytics.
Stack Toast: Complete admin dashboard that shows what actually matters:
The reality: Most SaaS founders realize too late that they don't understand their unit economics. Stack Toast puts critical business metrics front and center from day one.
Jetstream: No AI capabilities. You'll need to research, integrate, and maintain connections to AI services yourself.
Stack Toast: Ships with AI Cocktail - unified access to 100+ AI models:
The competitive edge: While competitors build basic CRUD apps, you're shipping AI-powered features that justify premium pricing. Generate personalized content, create custom graphics, build intelligent assistants - all with simple API calls.
Jetstream: Code-based configuration. Want to change a plan price? Edit config files and deploy.
Stack Toast: Beautiful admin interface for everything:
The efficiency gain: Non-technical team members can manage pricing, create promotions, and handle user issues without developer involvement.
Jetstream: Frontend agnostic - you build all UI templates and pages yourself.
Stack Toast: Complete Blade template system covering every feature:
The development reality: Instead of spending weeks designing and coding every page from scratch, you're customizing professional templates and focusing on your unique business features.
Jetstream: Basic Laravel notifications. You'll design and code all email templates yourself.
Stack Toast: Professional email system with beautiful templates:
The conversion impact: Professional emails improve user trust and reduce support tickets. Stack Toast's templates are based on high-converting SaaS email patterns.
Jetstream is the better choice when you:
Yes! Stack Toast supports multiple frontend approaches:
The API-only mode provides complete REST endpoints for all features, making it easy to build any frontend you prefer.
No, and here's why: Your SaaS server should be 100% dedicated to paying customers.
A viral blog post could spike traffic, crash your server, and lock out paying users. We've seen SaaS companies lose thousands in revenue because a popular article overwhelmed their application server.
Our recommendation: Use WordPress, Ghost, or a headless CMS for your blog. Keep your SaaS server sacred for the features customers pay for.
Stack Toast includes full multi-tenant architecture with:
Perfect for B2B SaaS where customers need team collaboration and role management.
Stack Toast advantage: We maintain the boilerplate and handle framework compatibility:
Jetstream reality: You're responsible for upgrading all your custom billing, admin, and deployment code with each Laravel version.
Absolutely! Stack Toast provides:
Unlike package-based solutions, you own the code completely and can customize without losing update compatibility.
Jetstream: If you know Laravel, you know Jetstream. It follows standard Laravel patterns.
Stack Toast: Slightly steeper initial curve due to the service architecture, but:
Most developers are productive within 2-3 days and appreciate the cleaner architecture as projects grow.
Possibly! If you're building:
Then Jetstream's minimal approach might be perfect.
But if you're building a real SaaS that needs to generate revenue, Stack Toast's "overkill" becomes "exactly what you need" very quickly.
You're ready if you can answer "yes" to most of these:
New to Laravel? Start with Jetstream to learn the framework, then switch to Stack Toast for your first real SaaS project.
If you need to ship a production SaaS quickly, Stack Toast eliminates 60-90 hours of development with:
Laravel SaaS Boilerplate
Ready to graduate from Jetstream? Get Laravel 12, AI integration, payment processing, and 200+ features that actually work in 2025.
Still researching Laravel starter kits? See how Stack Toast compares to other popular options. Each comparison reveals why developers are choosing modern, AI-first solutions over legacy approaches.
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Choosing the right Laravel starter kit can save you months of development time. These detailed comparisons help you understand the trade-offs between different approaches, from minimal starters to comprehensive SaaS foundations. Make an informed decision based on your specific needs and timeline.